Updated List of Public and Private Sector Banks- India| (Difference B/W Public & Private Banks)

List of Public and Private Sector Banks- India

There are many banks in India, and in today’s era, every individual has an account in a bank. Moreover, through Dhan Yojana, even poor people can open their main bank account. There are different types of banks; some are privately owned banks, whereas some are public. If you want to know about the complete list of Public and Private Sector Banks in India, you can check the same details from this article.

Along with the detailed list, we have also provided the Difference Between Public & Private Banks. The Updated List of Public and Private Sector Banks in India and all other essential details have been stated below.

 List of Public and Private Sector Banks

Difference B/W Public & Private Banks

If you do not know the main difference between public and private sector banks, then look at the information given here and you will be able to know the difference between the two very well.

Difference B/W Public & Private Bank
CriteriaPublic Sector BankPrivate Sector Bank
ControllingPSBs are owned and controlled by the GOI.Private Banks are owned and controlled by the private personals.
ShareholdingThe GOI holds 50% or more shares in these banks.In private banks majority of shareholdings are with private personals and corporations.
RegistrationThese banks are established by passing acts in the parliament.These banks are formed by registered under the Indian Companies Act
Regulatory ControlReserve Bank of India issue guidelines, regulations, instructions, and rules.Reserve Bank of India issue guidelines, regulations, instructions, and rules.
Foreign Direct Investment  Maximum 20% Foreign Investment are permitted.Maximum 74 %, Investment are permitted. Single corporation or individuals are not permitted to invest more than 10 %.
ManagementBank Board Bureau (BBB) is the official body for the selection of Management personals.These banks have their own selection process by keeping the RBI rules and regulations in mind.
Customer ServicesThe process is little bit long and not a perfect Customer Services experience.These banks provide the good customer services to their customers.
ServicesBanking, and financial services are provided by the banks.Banking, and financial services are provided by the banks.
Loan ProcessLoan process is done through lengthy ways and there is very high paper work.Loan process is done easily and there is less paper work as compare to private banks.
CustomerThe customers with public banks is very high as there is a trust of government.These banks have less customers as it is managed by the private individuals and there is trust issues.
Employee PromotionThe promotion is done as per the rules and regulations stated by the government time to time.The promotion is done on the basis of individuals worth and skills.

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Updated List of Public Sector Banks (PSBs)

Here is the updated list of government/public sector banks; you can check all the bank names by going through the below table.

List of Public Sector Banks
Anchor BankBranchesEstablished
Bank of Baroda8,1921908
Bank of India5,0001906
Bank of Maharashtra1,8971935
Canara Bank10,3421906
Central Bank of India4,6661911
Indian Bank6,0041907
Indian Overseas Bank3,4001937
Punjab and Sind Bank1,5541908
Punjab National Bank10,6411894
State Bank of India24,0001955
UCO Bank4,0001943
Union Bank of India9,6091919

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Updated List of Private Sector Banks

Check out the private sector bank list, every name of the private bank has been given in the below table. Total branches, establishment, and headquarters of the bank.

List of Private Sector Banks
Bank NameBranchesEstablished
Axis Bank4,8001993
Bandhan Bank5,3712015
CSB Bank4171920
City Union Bank7001904
DCB Bank3411930
Dhanlaxmi Bank2471927
Federal Bank1,2841931
HDFC Bank5,4301994
ICICI Bank5,2881994
IDBI Bank1,8921964
IDFC First Bank5232015
IndusInd Bank1,9111994
Jammu & Kashmir Bank1,0381938
Karnataka Bank8581924
Karur Vysya Bank7791916
Kotak Mahindra Bank1,6002003
Nainital Bank1471922
RBL Bank3921943
South Indian Bank9291929
Tamilnad Mercantile Bank5091921
Yes Bank1,1192004

Updated List of Regional Rural Banks (RRBs)

The Government of India owns the Regional Rural Banks; the list of all the banks are currently available in our country has been provided below. 

Bank’s NameEstablishedBranches
Andhra Pradesh Grameena Vikas Bank2006755
Andhra Pragathi Grameena Bank2006552
Chaitanya Godavari Gramin Bank2006219
Saptagiri Gramin Bank2006220
Arunachal Pradesh Rural Bank198330
Assam Gramin Vikash Bank2006474
Dakshin Bihar Gramin Bank20191078
Uttar Bihar Gramin Bank20081032
Chhattisgarh Rajya Gramin Bank2013625
Baroda Gujarat Gramin Bank2019489
Saurashtra Gramin Bank1978259
Sarva Haryana Gramin Bank2013542
Himachal Pradesh Gramin Bank2013265
Ellaquai Dehati Bank1979116
Jammu And Kashmir Grameen Bank2009217
Jharkhand Rajya Gramin Bank2019443
Pragati Krishna Gramin Bank20191142
Karnataka Vikas Grameena Bank2005633
Kerala Gramin Bank2013634
Madhya Pradesh Gramin Bank2019866
Madhyanchal Gramin Bank2012454
Maharashtra Gramin Bank2008391
Vidarbha Konkan Gramin Bank2013318
Manipur Rural Bank198128
Meghalaya Rural Bank198187
Mizoram Rural Bank198385
Nagaland Rural Bank198310
Odisha Gramya Bank2013549
Utkal Grameen Bank2012442
Puduvai Bharathiar Grama Bank200843
Punjab Gramin Bank2019419
Rajasthan Marudhara Gramin Bank2014715
Baroda Rajasthan Kshetriya Gramin Bank2013833
Tamil Nadu Grama Bank2019630
Telangana Grameena Bank2014421
Tripura Gramin Bank1976142
Aryavart Bank20191365
Baroda UP Bank20202050
Prathama UP Gramin Bank2019938
Uttarakhand Gramin Bank2012286
Bangiya Gramin Vikash Bank2007587
Paschim Banga Gramin Bank2007230
Uttarbanga Kshetriya Gramin Bank1977142

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