How to Add Money to Venmo: A Step-by-Step Guide

Are you curious about the effortless way to bolster your Venmo balance with funds from your bank account? Your search ends here! With this comprehensive guide, we are dedicated to providing you with step-by-step instructions on How to Add Money to Venmo with the financial resources you need. Our aim is to make this process a breeze, sparing you from any potential headaches or confusion. So, let’s embark on this journey together as we unravel the straightforward path to beefing up your Venmo balance hassle-free.

How to Add Money to Venmo?

Adding money to your Venmo balance from your bank account is a straightforward process, provided you’ve linked your bank account to your Venmo profile. Here’s a simplified step-by-step guide:

Step 1: Get Your Venmo Mastercard Debit Card

To begin, you must be a Venmo user approved for a Venmo Mastercard Debit Card. Here’s how you can apply for it through the Venmo app:

  • Open the Venmo app and access the home page.

Home Page.

  • In the upper right-hand corner, click on the three horizontal lines to open the side menu.

Side Menu.

  • Scroll down and find “Venmo Debit Card” in the menu.

Venmo Debit Card.

  • Click “Get the Venmo Debit Card” at the bottom and complete the required information to apply for your card.

Once you have your Venmo Mastercard Debit Card, you’ll be all set to proceed.

Step 2: Link and Verify Your Bank Account

Link Bank Account.

Before adding money, make sure to link a verified bank account to your Venmo profile. If you’re unsure how to do this, check out our separate tutorial video on adding a bank account to Venmo in the video description.

Step 3: Add Money to Your Venmo Balance

Now that you have your Venmo Mastercard Debit Card and a linked bank account, you can easily add money to your Venmo balance: Also learn about How to Add Funds to Robinhood.

  • Open the Venmo app.

Open the App.

  • Tap “Manage Balance” located at the top of your personal transaction feed. You’ll find this as a small dollar sign icon next to the three horizontal lines, to the right of your friends’ feed.

Manage Balance.

Step 4: Initiate the Transfer

Follow these three simple steps to initiate the transfer:

  • Input the desired transfer amount and then tap the “Done” button to proceed.

Add Amount.

  • Confirm the bank account from which you want to transfer money and tap “Next.”

Verify your Bank Account.

  • Review the transfer details, including the estimated arrival date, and tap “Add Money.”

Review the transfer details.

Once you’ve completed these steps, your transfer will be initiated, and it’s important to note that there’s no way to cancel it at this point.

Frequently Asked Questions (FAQs)

Q1. Can I add money to Venmo without a Venmo Mastercard Debit Card?

No, to add money to your Venmo balance from a bank account, you must have a Venmo Mastercard Debit Card. It acts as a bridge between your bank account and Venmo, allowing you to transfer funds seamlessly.

Q2. Is it safe to link my bank account to Venmo?

Yes, linking your bank account to Venmo is generally safe. Venmo employs robust security measures to protect your financial information. However, it’s essential to ensure you’re using secure networks and practicing good password hygiene to enhance your account’s security.

Q3. Can I transfer money from any bank account to Venmo?

You can transfer money from most U.S. bank accounts to Venmo. However, Venmo may not support certain smaller banks or credit unions. It’s advisable to check Venmo’s list of supported banks or contact their customer support for specific inquiries.

Q4. Are there any fees associated with adding money to Venmo?

Venmo typically doesn’t charge fees for adding money from your bank account. However, it’s essential to review Venmo’s fee policy for any potential updates or exceptions that may apply.

Q5. Can I cancel a money transfer after initiating it?

Once you’ve initiated a money transfer from your bank account to Venmo, there is no way to cancel it. Be sure to review the transfer details carefully before proceeding to avoid any unintended transactions.


Adding money to your Venmo balance from your bank account is a straightforward process, provided you have a Venmo Mastercard Debit Card and a linked and verified bank account. By following the easy steps outlined in this guide, you can effortlessly manage your finances within the Venmo app.

We hope this step-by-step tutorial has been instrumental in helping you understand how to add money to Venmo. Remember that having a Venmo Mastercard Debit Card not only enables you to add funds but also enhances your payment options, making your financial transactions more convenient.

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