If you’ve ever wondered what it’s like inside an airport lounge, you’re not alone. In the past, these exclusive havens were reserved for VIPs and those flying first or business class. But times have changed, and now there are credit cards that offer access to these luxurious lounges. In this comprehensive guide, we’ll explore 13 credit cards that include Priority Pass, a leading lounge access program.
What is a Priority Pass?
Priority Pass is a membership card that grants you access to over 1400 airport lounges worldwide. These lounges are often located in major airports and offer a comfortable escape from the hustle and bustle of the terminal. Access to Priority Pass lounges is typically provided through credit card partnerships, making it easier than ever to enjoy the perks of lounge access.
Understanding Priority Pass Levels
Priority Pass offers different membership levels, each with its own set of benefits. Let’s take a closer look at these levels:
- Standard Membership: This is the basic level, available for a fee ranging from $99 to $469 annually. With this membership, you pay a $35 fee for each lounge visit.
- Standard Plus Membership: At this level, you get 10 free lounge visits per year. The annual fee varies but tends to be more cost-effective if you plan to use the lounges frequently.
- Prestige Membership: The top-tier membership offers unlimited lounge visits, making it the best choice for frequent travelers. The annual fee is typically higher, but if you’re a jet-setter, it’s worth the investment.
Credit Cards with Lounge Access
Many credit cards now offer Priority Pass membership as one of their benefits. These credit cards can provide excellent value, especially if you’re a regular traveler. Here are some of the top credit cards with lounge access:
1. U.S. Bank Altitude Connect
- Annual Fee: $95 (often with a $0 intro fee for the first year)
- Priority Pass Benefit: Four free lounge visits per year
- Additional Information: This card is an excellent choice if you spend a lot on gas and electric vehicle charging, thanks to its 4X rewards in those categories. Visit usbank.com
2. American Express Hilton Surpass
- Annual Fee: $95
- Priority Pass Benefit: 10 free lounge visits per year
- Additional Information: Hilton Gold Status is included, making this card ideal for Hilton loyalists. Visit their official website americanexpress.com
3. American Express Hilton Business
- Annual Fee: $95
- Priority Pass Benefit: 10 free lounge visits per year
- Additional Information: Similar to the Hilton Surpass, but tailored for business expenses.
4. Capital One Venture X
- Annual Fee: $395
- Priority Pass Benefit: Unlimited lounge visits with unlimited guest access
- Additional Information: This card offers great value with its unlimited guest access and numerous travel credits. check capitalone.com
5. Capital One Venture X Business
- Annual Fee: $395
- Priority Pass Benefit: Unlimited lounge visits with unlimited guest access
- Additional Information: Designed for business travelers, it also includes restaurant access.
6. U.S. Bank Altitude Reserve
- Annual Fee: $400
- Priority Pass Benefit: Four lounge visits for you and four for guests each calendar year
- Additional Information: While it has a high annual fee, its credits may not justify the cost for some.
7. Hilton Aspire
- Annual Fee: $450
- Priority Pass Benefit: Unlimited lounge visits with two additional guests
- Additional Information: Offers a wide range of credits, including a $250 Hilton Resort credit and $250 airline incidental credit.
8. Bank of America Premium Rewards Elite
- Annual Fee: $550
- Priority Pass Benefit: Four free lounge visits per year
- Additional Information: Offers travel credits that can help offset the annual fee. Visit bankofamerica.com
9. Chase Sapphire Reserve
- Annual Fee: $550
- Priority Pass Benefit: Access to lounges and restaurants, plus other non-lounge options
- Additional Information: Offers a variety of travel and dining credits, plus the ability to transfer points to travel partners. Clickcreditcards.chase.com
10. American Express Bonvoy Brilliant
- Annual Fee: $650
- Priority Pass Benefit: Unlimited lounge visits with two additional guests
- Additional Information: Comes with Bonvoy Gold Status and a valuable free night certificate.
11. American Express Platinum (Personal)
- Annual Fee: $695
- Priority Pass Benefit: Priority Pass membership plus various other lounge options
- Additional Information: Offers a range of credits, so it’s essential to calculate their value for your needs.
12. American Express Platinum (Business)
- Annual Fee: $695
- Priority Pass Benefit: Priority Pass membership plus various other lounge options
- Additional Information: Designed for business expenses, with credits to offset the annual fee.
13. Chase Ritz Carlton
- Annual Fee: Varies, but typically around $450
- Priority Pass Benefit: Unlimited lounge visits with unlimited guest access
- Additional Information: A legacy card that offers exceptional lounge access through product changes from other Chase cards.
Choosing the Right Card for You
The best credit card for lounge access depends on your travel habits, spending patterns, and preferences. Consider factors like annual fees, lounge benefits, and other perks when making your decision. Additionally, check if you’re eligible for elevated offers through card match services to maximize your benefits. A digital payment method known as a virtual credit card provides a level of security and convenience that traditional physical credit cards cannot equal.
Conclusion
Access to airport lounges can greatly enhance your travel experience, offering a tranquil retreat from the busy terminals. With the availability of credit cards that provide Priority Pass membership, lounge access has become more accessible than ever.
Choosing the right credit card with lounge access depends on your individual preferences and travel habits. Consider factors such as annual fees, lounge benefits, and additional perks when making your decision. Remember to assess the value of the credits and benefits offered by each card to determine which one aligns best with your needs.
Frequently Asked Questions (FAQs)
What is Priority Pass, and how does it work with credit cards?
Priority Pass is a membership program that provides access to airport lounges worldwide. Many credit cards offer Priority Pass membership as a benefit. Cardholders can use their Priority Pass membership to access lounges, usually free of charge or at a reduced fee, depending on the specific credit card.
Do all credit cards with lounge access offer the same benefits?
No, credit cards with lounge access vary in terms of benefits and fees. Some cards offer unlimited lounge access, while others provide a set number of free visits per year. Additionally, the perks and annual fees can differ significantly between cards, so it’s essential to compare the features to find the one that suits your needs.
Can I bring guests into airport lounges with my credit card membership?
Many credit cards that offer lounge access also allow cardholders to bring guests with them. However, the number of guests allowed and any associated fees can vary from card to card. Some cards provide unlimited guest access, while others may charge a fee per guest.
What’s the difference between lounge access and lounge access plus restaurant access?
Some credit cards offer lounge access that includes access to lounges and, in some cases, restaurants within the airport. Lounge access typically allows you to relax in a dedicated lounge area with amenities like seating, refreshments, and Wi-Fi. Restaurant access extends the benefits to include dining at select airport restaurants, often with a dining credit applied to your bill.
Can I access airport lounges with my credit card even if I’m not flying in first or business class?
Yes, credit cards with lounge access typically grant you access to airport lounges regardless of the class of ticket you’ve purchased. This is one of the significant advantages of having such a credit card. You can enjoy lounge amenities even when flying in economy class, making your travel experience more comfortable and enjoyable.