If you’re an avid Xbox fan residing in the United States, 2024 is about to be a game-changing year for you. The highly anticipated Xbox Credit Card is here, and it’s set to revolutionize the way you game, stream, and dine. In this article, we’ll dive into the features and benefits of this exciting new credit card, exclusively available to Xbox insiders in the 50 United States.
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No Annual Fee
The Xbox MasterCard does not come with an annual fee, making it an attractive option for those who want to enhance their Xbox experience.
The Annual Percentage Rate (APR) for this card is vital to understand. Depending on your creditworthiness, the APR can vary between 20.99% and 31.99%, with 26.99% being the mid-range option. Carefully assess your ability to manage this level of interest before committing.
The Xbox Credit Card offers a variety of ways to earn rewards:
- Xbox and Microsoft Purchases: Earn five times card points on eligible products at the Microsoft Store.
- Streaming Services: Get three times card points on eligible streaming services like Netflix and Disney+.
- Dining and Delivery: Earn three times card points on eligible dining and delivery services from platforms like GrubHub and DoorDash.
- Everyday Purchases: For everyday purchases, you’ll receive one percent card points.
For those heavily invested in the Xbox ecosystem, these rewards can be a significant benefit.
The Xbox MasterCard also offers various additional perks, including:
- A bonus of 5,000 card points (a $50 value) after your first purchase.
- Three months of Xbox Game Pass Ultimate for new members after their first purchase.
- A choice of five iconic card designs, including Master Chief, Cortana, and the classic Xbox logo.
- The convenience of contactless payments and digital wallets.
- Free online access to monitor your credit score and receive alerts for changes.
- Zero-dollar fraud liability protection, ensures you’re not responsible for unauthorized charges.
Applying for the Xbox Credit Card
If you’re an Xbox Insider residing in the United States, you can apply for the Xbox MasterCard starting on September 21, 2024. The card will be made available in waves throughout the fall due to anticipated high demand.
One unique feature of the Xbox Credit Card is the ability to personalize it with your Gamertag. Please note that your Gamertag must adhere to Microsoft’s Surface Agreement and Xbox Community Standards. Otherwise, Barclays reserves the right to issue or reissue your card without the Gamertag.
The Xbox Credit Card is undoubtedly an intriguing addition to the world of credit cards. While it may not be suitable for everyone, it offers some enticing rewards and customization options for avid Xbox fans. However, it’s vital to evaluate whether this card aligns with your financial goals and responsibilities.
As you embark on this gaming financial adventure, remember that responsible credit card usage is crucial. We hope you make the most of your Xbox Credit Card and enjoy all the benefits it has to offer.
Frequently Asked Questions (FAQs)
How can I apply for the Xbox Credit Card?
To apply for the Xbox MasterCard, you must be an Xbox Insider residing in the United States. Starting on September 21, 2024, you can apply for the card. Keep an eye out for availability waves throughout the fall.
What is the APR for the Xbox Credit Card, and does it vary?
The annual percentage rate (APR) for the Xbox MasterCard varies depending on your creditworthiness. It can range from 20.99% to 31.99%, with 26.99% being the mid-range option.
Can I customize my Xbox Credit Card with my Gamertag?
Yes, you can personalize your Xbox MasterCard with your Gamertag. However, your Gamertag must adhere to Microsoft’s Surface Agreement and Xbox Community Standards, or Barclays reserves the right to issue the card without the Gamertag.
What rewards do I earn with the Xbox Credit Card?
The Xbox MasterCard offers rewards for various purchases:
- Five times card points for eligible Xbox and Microsoft Store purchases.
- Three times card points for eligible streaming services like Netflix and Disney+.
- Three times card points for eligible dining and delivery services (e.g., GrubHub and DoorDash).
- One percent card points for everyday purchases.
Are there any annual fees associated with the Xbox MasterCard?
No, the Xbox MasterCard does not come with an annual fee, making it an attractive option for Xbox enthusiasts looking to enhance their gaming experience without extra costs.