Methods to Check Central Bank of India Account Balance

Central Bank of India, Check Account Balance, Check Central Bank of India Account Balance, Central Bank of India Balance Enquiry, Central Bank of India Account Balance Enquiry, CBI, Check CBI Account Balance: Central Bank of India is the bank that includes the several services such as check central bank of India account balance by using net-banking, mobile, and SMS. The Central Bank of India headquarters is located in Mumbai, Maharashtra. Let us tell you all that CBI has provided several options to access banking services such as account balance check to open an account and making payments with the use of SMS, Mobile Banking, Netbanking, Phone Banking, ATM, and Passbook. Here in this article, we will discuss all vital information related to Check Central Bank of India Account Balance such as the check the bank account balance of CBI through several methods such as Mobile, Net-banking, and SMS, about Central Bank of India, different methods to check CBI Account balance, and many other details. If you are living in India and want to use these Bank Facilities, then read this article very carefully. We will try to share every detail related to the Check CBI Account Balance according to the step-by-step procedure. So, please read our article until the end. 

Topic Name	Methods to Check Central Bank of India Account Balance
Article Category	About Central Bank of India Meaning of Central Bank of India Account Balance Different Types of Central Bank of India Balance Enquiry By Using Missed Call Banking By Using SMS Banking By using Internet Banking By Using ATM Machine By Using Bank Passbook By Using Mobile Banking Application By Calling Bank Customer Care By Using UPI Mobile Application Frequently Asked Questions
Bank Name	Central Bank of India
Official Website	Click Here
Toll-free Number of Central Bank of India (CBI)	1800 22 1911
All Bank Officials Missed Call Number, SMS Number 2021	Click Here

Every bank user or applicant must have to give a missed call on 9555244442 to check the Central Bank of India Account Balance. Always remember that give a missed call from the applicant’s registered mobile number. After that, the bank will directly send you an SMS that contains the left bank balance. This missed call balance inquiry number is applicable all around India.

S No.	Missed Call Alert Number	Service
1.	09555244442	Balance Enquiry
2.	09555144441	Mini Statement

About Central Bank of India

Let us tell you all that there are around seven methods to check the left bank account balance. We will discuss all of these methods in an explained manner. The operating banks in India are always trying their best to attract more people to open a bank account with them. The most used method is to provide a higher interest rate than the other banks. But, public sector banks in India do not get a high-interest rate, but they try to offer an average interest rate on deposits. During that time, private banks will offer a much higher interest rate. There are some people who run private banks. Because there are some things that happened recently in India i.e. Yes Bank. Usually, they are playing with public money. They are using the public money to get their own work done. Such things will affect the people’s trust in the private banks. This is the case that happened recently.

The Central Bank of India, CBI is one of the most important public sector banks that is operating in India. The Central Bank of India headquarters is located in Mumbai, Maharashtra. Here we will discuss the overview of the Central Bank of India. The table is as follows:

Bank Type	Public
Capital Ratio (2018)	9.46%
Headquarters	Mumbai, Maharashtra
Net Income (2018)	-5,105 crore rupees
Non-executive chairman (May 2020)	Pallav Mahapatra
Revenue (2018)	2,526.68 crore rupees
Number of Branches (September 2019)	4,681
Number of Employees (2018)	37,162
Number of ATMs (September 2019)	3,477
Operating Income (2018)	2,733 crore rupees
Owner	Government of India
Total Assets (2018)	326,225.28 crore rupees
MD and CEO (May 2020)	Tapan Ray
Customer Care Phone Number	1800 22 1911
Founded On	21 December 1911
Official Website	Click Here

Meaning of Central Bank of India Account Balance

Here we will discuss the meaning of the Central Bank of India Account Balance. We used to call this as Central Bank of India Balance Enquiry. Let us tell you all that the meaning of Central Bank of India Account Balance is the amount of money that is in your bank account. In simple words, it is the left balance amount in your savings or current account that can be withdrawn by the applicant at any time. Always remember that it is not a bank overdraft. As because, bank overdraft is not treated as the bank balance of your account. Here, you will get to know the steps that can perform the Central Bank of India Balance Enquiry.

Different Types of Central Bank of India Balance Enquiry

Here we will discuss the different types of Central Bank of India Balance Enquiry Details. When we check the left bank balance in the Central Bank of India, then there are several methods that applicants can use. The methods are as follows:

• Using UPI.
• Missed Call Banking.
• Printing your Bank Passbook.
• SMS Banking.
• By Calling Customer Care.
• Mobile Banking Application.
• Online Using Internet Banking.
• Using the ATM Machine.

We will discuss every above-mentioned method in a descriptive manner. Every applicant must read all these methods one by one.

By Using Missed Call Banking

The fastest & first method to do CBI Balance Enquiry is giving a missed call. Here, you have to give a missed call to the bank contact number from your official mobile number. When your call gets disconnected, then you will get an SMS that includes the remaining bank account balance. The main work you have to do is give missed call from the official mobile number. If an applicant uses another number, then you will not get any reply from the bank. 

Steps to Check CBI Account Balance by Missed Call

Here we will discuss the steps to check CBI Account Balance through Missed Call. The steps are as follows:

• For this, give a miss call to 95552 44442 from your official contact number.
• Now, disconnect your call after getting two rings, then you will get an SMS from the bank that includes the account balance.

Let us tell you all that no need to have a different registration for missed call banking. This particular service will get activated for all bank accounts. If you ever disconnect your call, then also it will automatically get disconnected.

By Using SMS Banking

Here we will discuss the steps to check the CBI account balance through SMS Banking. If anyone does not want to use the miss call method, then use SMS banking. For this, you have to send an SMS from the registered mobile number, and you will get to know your left account balance. For miss call banking, an eligible applicant has to activate SMS banking. For this, visit the nearest CBI home branch, submit your application letter, and ask them to activate the service of SMS banking. Each of you will address the Branch Manager in this letter. And write the subject Activation of SMS Banking Services. Whenever you submitted the application letter, then after two working days your services will get activated. In other cases, it gets enabled at the end of the day.

Steps to Check CBI Account Balance through SMS

Here we will discuss the steps to check CBI Account Balance through SMS. Now, every eligible applicant can check their CBI bank account balance through SMS to the official registered mobile number in a proper file format. There are several codes or keywords that are defined by the bank. By using those keywords, everyone can easily check bank balance & started doing many different things. So, the steps are as follows:

• To check bank balance through SMS, write BALAVL <space> Account Number <space> MPIN.
• Write your MPIN and Account Number.
• After that, send this SMS to 9967533228.
• Now, you will be able to get the SMS that shows your CBI bank account balance.

Always try to send SMS from your registered mobile number. If whenever you send an SMS from a different mobile number then you will not get any reply back from the bank. This rule will be applicable when you are trying to verify your bank account balance through a missed call to the bank number.

SMS Banking Codes of Central Bank of India

Here we will discuss the SMS Banking Codes of the Central Bank of India. There are several Keywords explained by banks to use for SMS Banking services. Everyone has to send SMS in a predefined format. If anybody misses the format, then the bank system will not be able to get anything. This table shows the list of Banking Keywords of CBI SMS. SMS Banking is the most widely used feature of the Central Bank of India. The table is as follows: 

S No.	SMS Format	Description
1.	CHQSTS <space> Cheque No <space> MPIN	To check the status of the Issued Cheque.
2.	LATRAN <space> MPIN	Last 5 Transactions.
3.	CHGPIN <space> New MPIN <space> Old MPIN	Change Your Mobile Banking PIN.
4.	LATRAN <space> A/c No <space> MPIN	Last 5 Transactions of Other Accounts.
5.	HELP	Help on Usage.
6.	BALAVL<space> A/c No <space> MPIN	Balance Enquiry.
7.	MMID	To Generate MMID.

It is mandatory to send the SMS to 9967533228 from the official mobile number.

Meaning of SMS Banking Keywords or Terminologies

Here we will discuss the meaning of SMS Banking Terminologies or Keywords. It is assigned by the Central Bank of India for performing several actions. Let’s discuss all of these terminologies. The table is as follows:

Terminology or Format	Meaning
CHGPIN	Change Mobile Banking PIN.
LATARN	Last Transaction.
MPIN	Mobile Banking PIN.
CHQSTS	Cheque Status.
BALAVL	Balance Available.
MMID	Mobile Money Identifier Number.

By using Internet Banking

Here we will discuss the steps to know the account balance with the use of the Internet Banking Procedure. As we know, the Central Bank of India provides feature-rich online banking services to their customers, and you may use the internet to know the left bank balance. An applicant who has a CBI bank account is eligible to access the bank account services online. The basic steps to verify the CBI Bank Balance through Internet Banking are as follows:

• For this, visit the official website of the Central Bank of India, which is as follows Click Here.
• A webpage will appear on your screen.
• Tap on the Login button for Internet Banking. It is provided at the top right corner of the page.
• Now, enter Username and Password in the provided space.
• After that, tap on the Login button.
• Select your bank account. Check the account balance of the particular bank which you want to check.
• Now, the account balance of your bank account will display on your computer or laptop screen.
• In this manner, you will be able to check the account balance with the use of Internet Banking.

Also Read: Methods to Stop Payment of Cheque

By Using ATM Machine

If there is any nearest ATM Machine at your place, then you may use this particular method for CBI Balance Enquiry. You can use any nearest ATM Center across India to check the CBI Bank Account Balance. For example, if anyone finds ATM Machine at SBI Bank, then also you can check your CBI Bank Account Balance. Every applicant can check their ATM Card from a different bank ATM machine. To do so, always start to activate your ATM Card or Debit Card along with the four-digit PIN Number. If someone is using ATM Card for the first time, then you have to go to the Central Bank of India ATM Center only.

Steps to Check CBI Account Balance Using ATM Machine

Here we will discuss the steps to get the Bank account Statement of CBI through ATM Machine. If anyone does not wish to go bank home branch, then need not worry you will be able to check your bank account balance through ATM Machine. For this, you always have ATM Card or Debit Card with a four-digit PIN number with you. So, the basic steps to check the CBI Bank balance by using ATM are as follows:

• For this, visit any nearest ATM Machine.
• Enter your card into the ATM Machine.
• Now, enter a four-digit PIN number.
• Select Balance Enquiry from the screen.
• Choose bank account type (such as saving bank account or current bank account).
• Select whether you want to see the bank balance on the screen or get a printed receipt that contains the account balance.

By Using Bank Passbook

Here we will discuss the several methods to check the CBI Account Balance through Bank Passbook. For this, you have to visit the nearest bank home branch. This particular method will take your time more. This is because you have to search for the bank passbook. For this, stand in the long queue of passbook printing. After that, your number comes and you get your passbook printed. Go to your bank home branch and get printed your passbook.

Steps to Check CBI Account Balance Using Bank Passbook

Here we will discuss the steps to know the account balance with the use of the Bank Passbook. Every applicant can check their bank account balance by using Passbook. The steps are as follows:

• Visit any nearest bank home branch along with the passbook.
• Once you reached there, submit your passbook for printing.
• Now, tell your bank officials about the time to print your data on the passbook.
• After that, collect your bank passbook once it will get printed. This is the way, you will get to know the remaining bank balance in your bank account.
• In this manner, you will be able to check the CBI Account Balance with the use of the Bank Passbook.

By Using Mobile Banking Application

Here we will discuss the several methods to check the CBI Account Balance through Mobile Banking Application. Let us tell you all that it is a very simple method to track bank transactions. Whenever you will install & set up mobile banking on a smartphone, then you have to access your bank account at any time, anywhere as per the user’s wish. It is better to install the mobile banking application on your mobile phones.

Steps to Check CBI Account Balance Using Mobile Banking

Here we will discuss the steps to know the account balance with the use of the Mobile Banking Application Procedure. We all know that the Central Bank of India provides feature-rich online banking services to their customers, and you may use the mobile application to know the remaining bank balance. Always download & install the mobile banking application of your bank. It is so because all of these mobile applications are very handy and easily accessible with additional special features. The basic steps to verify the CBI Bank Balance through CBI Mobile Banking Application are as follows:

• For this, download & install the Cent Mobile Application on your smartphone.
• Enter all asked details in the application form such as applicant mobile number, customer ID, or Username.
• Enter Login PIN.
• After that, tap on the Login button.
• Click on the My Account button.
• Choose applicant bank account from the full list of multiple accounts.
• Now, the account balance of your bank account will display on your computer or laptop screen.
• In this manner, you will be able to check the account balance with the use of the CBI Mobile Banking Application.

List of CBI Mobile Banking Applications

Here we will discuss the list of official mobile banking applications of the Central Bank of India. All of these mobile banking applications are published & developed by the CBI. So, when an applicant wishes to install or download the mobile banking applications, then you have to download them from the official websites. Always avoid installing downloading mobile applications from third-party websites. Mobile applications are the best & easiest technique to use the banking facilities. Let us tell you all that the Central Bank of India has started several apps for their customers. This table shows the direct links of the CBI Mobile Apps. The table is as follows:

S No.	Name of Application	Official Installation Link
1.	Cent Mobile iOS (Usually for iOS Users)	Install Cent Mobile for iOS
2.	Cent Digi Pay	Install Cent Digi Pay
3.	Cent m-POS	Install Cent mPOS
4.	BHIM Cent UPI	Install BHIM Cent UPI
5.	Cent m-Passbook	Install Cent m-Passbook
6.	Cent Swa-Darpan	Install Swa-Darpan
7.	Cent m-Passbook iOS	Install Cent m-Passbook for iOS
8.	Cent Mobile (Usually for Android Users)	Install Cent Mobile
9.	BHIM Cent UPI iOS	Install BHIM Cent UPI for iOS

By Calling Bank Customer Care

Here we will discuss the different ways to call the CBI Customer Care department. Let us tell you all that there are two types are available to check the remaining account balance in your bank. For this, you have to call CBI customer care. Everyone may use the IVR option or contact customer care of the Central Bank of India. Important steps to Check the Account Balance of CBI by calling Customer care are as follows:

• For this, call CBI customer care on a toll-free number such as 1800 22 1911.
• Choose a language from which you want to continue for the further steps.
• After that, choose the IVR option to know the bank account details.
• Choose bank account balance from the IVR.
• The IVR system will tell the user or customer about the left bank account balance over the phone call.
• In this manner, you will be able to check your left bank account balance through a phone call.

CBI Customer Care Contact Number

Here we will discuss the Customer Care Phone Number of the Central Bank of India. Let us tell you all that every user can use the following mobile numbers to do chat with the bank customer care. The table is as follows:

S No.	Contact Number	Description
1.	1800 110 001	National Toll-free Number 1.
2.	022 49197314 /15	For failed transactions in ATM/POS Machine/Online.
3.	1800 22 1911	For Customer Related Assistance.
4.	022-66387737	CBI’s Credit Card Related Assistance. (STD Chargeable)
5.	022 49197323	If CBI’s Debit Card is Not Working.
6.	1800 222 368	CBI’s Credit Card Related Assistance.
7.	022-61648613	For Failed Transactions or Reversal Transactions.
8.	1800 180 1111	National Toll-free Number 2.
9.	022 – 22617896	For Public Complaints.

CBI Customer Care Email Address

Here we will discuss the Customer Care E-mail Address of the Central Bank of India. Let us tell you all that every user can use the following E-mail Addresses to do chat or talk with bank customer care. The table is as follows:

S No.	Email Address	Description
1	[email protected]	For Failed UPI Transactions.
2	[email protected]	Debit Card Hotlisting Email Address 2
3	[email protected]	Help for Digital Transactions.
4	[email protected]	For Failed ATM Card Transactions.
5	[email protected]	For Technical UPI Support.
6	[email protected]	Debit Card Hotlisting Email Address 3
7	[email protected]	For Public Complaints.
8	[email protected]	Debit Card Hotlisting Email Address 1
9	[email protected]	PMJDY Grievance Redressal

By Using UPI Mobile Application

Here we will discuss the procedure to check the Central Bank of India Account Balance by using UPI. Let us tell you all that UPI is the most used application to check the account balance or sending & receiving transactions from one bank account to another. Rather, every bank uses the UPI facility in India. UPI stands Unified Payment Interface that is started by the NPCI. Every bank will offer the UPI service to their customers for their ease. Every applicant must use the UPI service to check the remaining bank account balance. There are many available mobile applications that run on UPI. Some of the UPI examples are as follows Google Pay, PhonePe, PayTM, and etc. If anybody interested to use the UPI service, then you may use the Central Bank of India UPI-based application official website, which is as follows BHIM Cent UPI.

Steps to Check CBI Account Balance using UPI

Here we will discuss the steps to check the Central Bank of India Account Balance by using UPI Mobile Application. Those who want to use the UPI application to check the CBI Account Balance should read the below-mentioned steps. Let us tell you all that the UPI mobile app will be downloaded or installed on both Android & iPhone mobiles. For this, everyone has to follow all the below steps to install the UPI Mobile App. As we know, the Government has started the mobile app for the benefit of applicants. From this, now everyone can check and apply from their mobile. The steps are as follows:

UPI is a very biggest platform in the Indian Banking Industry. Every user will be able to do transaction processes due to UPI. With the use of UPI, sending & receiving money has become popular. Easiest for everyone to send and receive money from this online platform. Through UPI, we can also check the remaining bank account balance. So, if anyone wishes to check the bank account balance then install & download the mobile application and get register yourself with your Central Bank of India account. The steps to check CBI Bank Balance using UPI mobile application are as follows:

• For this, open Google Play Store App on your mobile phone.
• Now, download & install UPI mobile application according to your choice.
• Enter your mobile number and set a password for it.
• Select your running SIM card that is registered with the bank.
• Choose Central Bank of India from the provided Bank list (dropdown options) in your UPI mobile application. After that, the application will send you an SMS on your mobile number to start the UPI registration.
• Start UPI registration and set your UPI PIN number.
• After that, add your bank account to the UPI mobile application. Click on the Check Bank Balance button.
• Enter UPI PIN number.
• Now, the applicant’s bank balance will display on the screen.
• In this manner, you will be able to check your bank account balance by using UPI Mobile Application.

Recommended UPI Applications List

Here we will discuss the list of recommended UPI Applications along with the direct links. We will provide you the direct link to download the UPI Applications for both Android & iOS Mobile users. The table is as follows:

Name of UPI Mobile Application	Installation Link for Android Users	Installation Link for iOS Users
Google Pay	Google Pay for Android	Google Pay for iOS
PhonePe	PhonePe for Android	PhonePe for iOS
PayTM	PayTM for Android	PayTM for iOS
Mobikwik	Mobikwik UPI for Android	Mobikwik for iOS
BHIM UPI	BHIM UPI for Android	BHIM UPI for iOS
Amazon Pay [Amazon Shopping]	Amazon Pay for Android	Amazon Pay for iOS

Transaction Limit of Central Bank of India UPI

Whenever you are using UPI Application, always carry out the transactions from the bank. So, it is mandatory for everyone to know the exact transaction limit of the Central Bank of India. It must be done as of 19.05.20. The table is as follows:

Particulars	Maximum Limit
Number of Maximum Transactions Per Day	20
Maximum Transaction Amount Per Transaction	20,000 Rupees
Maximum Transaction Amount Every Day	40,000 Rupees

As we can see, there are eight methods to check the Central Bank of India Account Balance. By following all these methods, everyone will easily check the account balance. Still, if anybody will face any problem related to the account balance check then you may call on the toll-free number of the Central Bank of India i.e. 1800 22 1911.

Other Bank Details to Check Account Balance

• Bank of India
• Federal Bank

I hope you will understand this article very well and are ready to take advantage of it. Suppose you face any problems related to the Check Central Bank of India Account Balance such as the check the bank account balance of CBI through several methods such as Mobile, Net-banking, and SMS, about Central Bank of India, different methods to check CBI Account balance, and many other details. In that case, you may ask your queries in the given comment box.

Frequently Asked Questions

What is the maximum transaction limit of the Central Bank of India per day through UPI?

The maximum transaction limit of the Central Bank of India per day through UPI is 20.

What is the Toll-free number of the Check Account Balance of the Central Bank of India?

The toll-free number of the Central Bank of India is 1800 22 1911.

What is the SMS format to change the Mobile Banking PIN?

The SMS format is as follows CHGPIN <space> New MPIN <space> Old MPIN.

What is the contact number to give a miss call to check the Central Bank of India Account Balance?

The contact number is 95552 44442.

Name all products that are offered by the Central Bank of India for every bank user?

The name of all products that are offered by the Central Bank of India is as follows Retail banking, investment banking, corporate banking, mortgage loans, wealth management, private banking, credit cards, finance, and insurance.